body, p, td {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px}
td p { margin-right: 10px; margin-left: 10px}
a { text-decoration: none; color: #660000; font-weight: bold; font-size: 12px; }
a:visited {  text-decoration: none; color: #660000; font-weight: bold;}
a:hover { color: #FF6600; font-weight: bolder}
.ref {  margin-left: 40px; text-indent: -20px}